Professional Indemnity Insurance for limited company owners – what does it cover?
If you provide professional personal services to clients, you will almost certainly have heard of PI insurance and may have been asked what level of cover you have by a potential client before being awarded a contract. But what does PI cover insure you against, and do you really need it?
Does your limited company need Employers’ Liability Insurance?
Employers’ liability insurance is intended to cover your limited company for any compensation claims made by an employee because of an injury sustained while at work, or for a work-related illness or condition.
Does your business need tax investigation insurance?
By taking out tax investigation insurance, you can help to mitigate the potential cost of being investigated by HMRC which can be time-consuming and expensive.
Keyman insurance and your limited company
As the title suggests, keyman or ‘key person’ insurance is a type of policy companies can take out to insure against the loss through death or illness of a key employee.
Income protection for limited company owners
As a limited company owner, permanent health insurance policy (also referred to as income protection) can give you the support – and security – you need, when you need it most.
Public Liability Insurance for your limited company
Public liability insurance is an insurance policy that protects your limited company and covers your legal costs and expenses if you have to defend yourself, and your business, against legal action.
Relevant life insurance for limited company directors
If you own or work for a small limited company you can get life insurance cover without having to pay over the odds while also benefitting from tax relief. This is where relevant life insurance comes in.
Private Medical Insurance for limited company owners
As the owner of a small company, you may be considering buying private medical insurance (PMI) for yourself or offering it to your employees as part of a remuneration package. But what, exactly, does health insurance cover, and should you pay for it yourself or via your limited company? Is it possible to enjoy the […]
Critical Illness Insurance – what does it cover?
Critical illness insurance pays out a lump sum if something serious happens to you, such as being diagnosed with cancer, having a stroke or heart attack.
Guide to directors’ and officers’ (D&O) insurance
Directors’ and officers’ insurance, also known as D&O insurance, is a type of business insurance that can often seem quite complex. How does it differ from other types of business insurance, what exactly does it cover, and is it really necessary? To answer these and other frequently asked questions, we’ve prepared a short guide for […]