Insurance

Is it a legal requirement to have business insurance in place? And even when it is not, are there situations when insurance is still mandatory for a limited company?

If you own or work for a small limited company you can get life insurance cover without having to pay over the odds while also benefitting from tax relief. This is where relevant life insurance comes in.

How insurers calculate relevant life cover for company directors, including salary, dividends, age limits, cover multiples and financial underwriting.

When income protection premiums are tax deductible for a limited company, how Executive Income Protection is taxed, and what happens when a policy pays out.

If you take out Executive Income Protection through your limited company, the amount of cover you can get will partly depend on how you pay yourself.

What exactly does health insurance cover, and should you pay for it yourself or via your limited company?

When relevant life insurance premiums are tax deductible, how Corporation Tax relief works, and why the cover isn’t normally treated as a benefit in kind.

If you provide services to clients, you will almost certainly have heard of PI insurance. What does PI cover insure you against, and do you really need it?

Critical illness insurance pays out a lump sum if something serious happens to you, such as being diagnosed with cancer. Guide for company directors.

An IR35 enquiry can be a lengthy, complicated process – which is why IR35 insurance is such a value product. Here we look at the cover provided by Qdos.

Directors and Officers (D&O) insurance protects limited company directors from claims for alleged wrongful acts. What does it cover and do you need it?

Public liability insurance protects your limited company and covers its legal costs and expenses if you have to defend your business against legal action.